Xinhua News Agency, Beijing, January 25th Title: Let the mainstream media firmly occupy the commanding heights of communication— — Sidelights of the Political Bureau of the Central Committee’s Twelfth Collective Learning

　　People’s Daily reporter Wang Xiaodong Du Shangze

　　"I specifically mentioned the first secretary in my New Year message. I am here to extend my sincere greetings to all the first secretaries, grassroots cadres and hundreds of millions of people in the country. I wish you all a happy New Year and a happy new year! "

　　On the morning of January 25th, on the 10th floor of the People’s Daily New Media Building, the General Secretary of the Supreme Leader was connected with the People’s Daily reporter who was posted in Luanping County, Chengde City, Hebei Province.

　　This is the third time that the General Secretary came to People’s Daily and walked into this new media building.

　　This time, around the all-media era and the development of media integration, the General Secretary presided over the Political Bureau of the Central Committee’s 12th and first collective study this year.

　　After investigation, explanation and discussion, more than two hours of study were rich in content, warm and fruitful.

　　The General Secretary stressed, "We should make use of the achievements of the information revolution to promote the in-depth development of media integration, enlarge and strengthen mainstream public opinion, and consolidate the common ideological foundation of the United struggle of the whole party and the people of the whole country, in order to realize ‘ Two hundred years ’ The Chinese dream of striving for the goal and realizing the great rejuvenation of the Chinese nation provides strong spiritual strength and public opinion support. "

　　Reading the old photos in the newspaper column caused the general secretary to recall.

　　At about 9: 15 in the morning, General Secretary of the Supreme Leader led all comrades of the Political Bureau of the Central Committee to the People’s Daily Digital Communication Company on the 9th floor of the building.

　　"Good general secretary!" The employees of the company applauded warmly and rushed to say hello to the general secretary, who smiled and shook hands with everyone.

　　"I used to stop there and read the newspaper of the day." In the corridor, there are pictures of the People’s Daily reading columns in different periods. An old photo of the newspaper column in the former site of Wangfujing, People’s Daily, aroused the memory of the General Secretary.

　　The general secretary stopped before a photo of a representative member of the two sessions browsing the news of the two sessions through the electronic reading column of the resident People’s Daily.

　　"Does every station have it?" The general secretary asked. "Both, last year, the two sessions achieved full coverage of the representative Committee." Xu Tao, chairman of the company, replied. The general secretary nodded in affirmation.

　　Subsequently, the general secretary and his party walked into the broadcast control hall to watch the function demonstration of the electronic newspaper reading column.

　　As a carrier of integrated communication, the electronic newspaper reading column can not only read the pages of People’s Daily on that day, but also collect the contents of major newspapers such as Qiushi magazine and the media under the newspaper, and connect with platforms such as "Learning Power" in Publicity Department of the Communist Party of China. The General Secretary affirmed this practice.

　　The newspaper is connected to the screen, and the screen is connected to the end. On January 1st this year, People’s Daily carried out layout optimization and adjustment. Visual elements such as pictures, charts and summaries have increased significantly, and the function of electronic newspaper reading column has also been upgraded simultaneously. Clicking on a report will pop up multimedia content such as related videos, pictures and animations, making the report more stereoscopic and vivid. The general secretary carefully watched the demonstration and asked about the situation from time to time.

　　"I used to read newspapers in the newspaper column, but now I can listen to audio and watch videos." Li Baoshan, president of People’s Daily, said.

　　“‘ Chivalrous Island ’ Did you do it? " The general secretary asked. Li Baoshan replied: "This is a media studio in the overseas edition of People’s Daily. Our electronic newspaper column is also linked to ‘ Chivalrous Island ’ The content. "

　　After watching the demonstration, the general secretary and his party came to the glass curtain wall of the broadcast control hall to learn about the layout of the electronic newspaper reading column.

　　Since the 18th National Congress of the Communist Party of China, People’s Daily has accelerated the construction of electronic newspaper reading columns all over the country, from Sansha, Hainan Province in the south to frontier posts in the north. In the high-end office buildings in Lujiazui, Shanghai and Sanlitun, Beijing, the newspaper reading columns have become a beautiful landscape. At present, a total of 20,000 screens have been put into use all over the country, affecting nearly 10 million audiences every day, making it the largest building digital news media in China. In January this year, the electronic newspaper column of People’s Daily entered the Consulate General of China in Auckland, taking the first step overseas.

　　In recent years, People’s Daily has also promoted electronic newspaper reading columns to enter universities, communities, buildings and rural areas, and put forward the plan of "100 cities and 10,000 buildings with a million screens" to provide a learning garden and information service carrier for the "two new organizations" party member. At the same time, around the construction of the civilized practice center in the new era, the electronic newspaper column is constantly expanding its distribution, expanding its capacity and increasing its functions, providing all-round services for the countryside with the electronic newspaper column as the terminal, so that the party’s innovative theory can "fly into the homes of ordinary people".

　　"What is the most popular content", "Who is responsible for the installation" and "No charge" … … The general secretary has a detailed understanding of the content construction, audience interest and operation mode of the electronic newspaper reading column, and fully affirmed the practice of the People’s Daily to become a bigger and stronger outdoor mainstream public opinion position.

　　When leaving the broadcast control hall, the general secretary shook hands with the staff one by one and sent a New Year greeting.

　　Maximize and optimize the publicity effect.

　　At 9: 30, General Secretary of the Supreme Leader and his party came to the People’s Daily all-media news platform.

　　On February 19th, three years ago, when the General Secretary visited People’s Daily, the all-media news platform was still under construction, and the mechanism exploration had just started. Today, it has become the coordination and command center and innovative production platform for People’s Daily to promote the deep integration of media.

　　Ye Zhenzhen, president of People’s Daily Online, demonstrated the organizational structure and operation of the all-media news platform in combination with major reporting cases, which was affirmed by the general secretary.

　　After the 19th National Congress of the Communist Party of China, People’s Daily launched an upgraded version of the all-media news platform — — The national party media information public platform and the high-quality content of the national party media are pushed to various platforms through "algorithm recommendation". At the same time, the operating mechanism and technology of the all-media news platform have also been extended to 27 party media and county-level media centers across the country. In January this year, the party media information platform and more than 200 party media across the country launched a large-scale theme interview activity of "2019, we are all dream catchers".

　　The general secretary has a video link with Liu Xi, a reporter from People’s Daily Online who is interviewing in Yuying Village, Pingfang Manchu Township, Luanping County. She reports to the general secretary: "This is the photovoltaic industrial park in Yuying Village. The barren hills in the village are covered with photovoltaic panels, totaling 6,000 mu. Villagers rent land for the construction of photovoltaic power plants, with a minimum rent of 30 mu and an annual income of 3,000 yuan. "

　　"There is a poverty alleviation female cadre who is devoted to her work. In order to take care of the children who are still breastfeeding, she rented a house with her mother in the village." Lv Xiaoxun, a commentator of People’s Daily, is the first secretary of Yuying Village. He has been working in the village for half a year. He reported to the general secretary his personal feelings of becoming a frontline cadre for poverty alleviation: "Respond to the call of the general secretary and go to the grassroots to strengthen ‘ Sili ’ I am particularly educated. The villagers are very grateful to the party for its good policies, and the work of grassroots cadres is very devoted and powerful! "

　　The general secretary listened carefully to their introductions and encouraged journalists to take the grassroots, especially the front line of poverty alleviation, as a platform and a rare opportunity for learning and experience.

　　The key to media integration lies in the integration of people. In recent years, under the mechanism of all-media news platform, more than 260 editors and reporters of People’s Daily have set up 45 media-integrated studios according to the mode of "interest combination and project construction", which has promoted the realization of integrated planning, integrated interview and integrated communication, and the productivity and innovation of all-media news have been significantly improved.

　　The general secretary went to the editors and reporters of Rong Media Studio and shook hands with them. The reporter of "Spicy Finance" Studio told the General Secretary that they made a series of fusion reports around "China’s rice bowl is in his own hands"; The name of the studio "A Book of Politics and Economics" caused a lot of laughter in the hall. The "Learning Power" studio was named after the earnest entrustment of the Supreme Leader General Secretary that "China should always be a learning power"; When "Chivalrous Island" reported the situation of the studio to the general secretary, the general secretary nodded frequently: "I often watch."

　　When the General Secretary encouraged the editors, he emphasized that mainstream media such as party newspapers, party magazines, party stations and party websites must keep up with the times, boldly use new technologies, new mechanisms and new models, accelerate the pace of integration and development, and maximize and optimize the publicity effect.

　　After leaving the hall, the General Secretary and his party went to the People’s Daily electronic page wall to browse the pages of People’s Daily in different periods. See the fifth edition of the newsletter "Do a good job and win people’s hearts — — When investigating and handling cadres’ violation of discipline to build private houses in Ningde area of Fujian Province and commenting on Perseverance and Invincibility, the general secretary said: "I remember this thing."

　　The general secretary took the lead in applauding "well done"

　　"The general secretary is coming, the general secretary is coming!" At about 9: 50, General Secretary of the Supreme Leader and his party came to the People’s Daily New Media Center on the 14th floor of the building.

　　On the morning of February 19th, 2016, the General Secretary visited the People’s Daily for the first time, and recorded a Lantern Festival greeting audio in the new media center, which became a screen-brushing product. On that day, it was forwarded on WeChat more than 20 million times, and the number of hits on the whole network in the past three years was more than 250 million times.

　　The General Secretary and his party walked into the new media release hall to learn more about the development of new media in People’s Daily through the big screen display and the introduction of Ding Wei, director of the new media center.

　　At present, People’s Daily has formed a media phalanx covering more than 10 kinds of carriers such as newspaper, internet, terminal, micro and screen, covering an audience of 786 million. The download volume of People’s Daily client exceeded 250 million, the number of fans in Weibo exceeded 130 million, the number of users of WeChat in WeChat official account exceeded 24 million, and the English client was officially launched before the 19th National Congress of the Communist Party of China. The influence of People’s Daily’s "two micro-ends" and the activity of netizens are in the forefront of mainstream media. The general secretary nodded frequently after listening.

　　In practice, People’s Daily’s new media innovation has carried out personalized production, visual presentation and interactive communication, resulting in many new media products with great social repercussions.

　　On the eve of the Army Day in 2017, the People’s Daily New Media produced an H5 interactive product with military uniform photos, which achieved fission communication, with the cumulative number of views exceeding 1.1 billion, setting a communication record for H5 products.

　　"After countless storms, the sea is still there! After more than 5000 years of hardships, China is still here! Facing the future, China will always be here! " This golden sentence in the keynote speech delivered by the General Secretary at the opening ceremony of the first China International Import Expo on November 5, 2018 was made into a vertical video by the new media of People’s Daily and released on the Tik Tok platform, with a broadcast volume of over 56 million.

　　"How long have you not told your mother the truth? How long has it been since you’ve eaten mom’s cooking? How long has it been since you walked with your mother? How long have you not held your mother’s hand? " A micro-video called "Holding Mom’s Hand" has moved countless people … …

　　The general secretary stopped in front of the big screen, carefully watched the demonstrations of these products, and nodded his praise from time to time.

　　"The five-star red flag flutters in the wind, and the victory song is so loud … …” The singer of this song "Singing the Motherland" is a young editor and reporter of the People’s Daily New Media Center. During the two sessions last year, they directed and performed the flash "China is awesome" in the subway car in Chengdu, which made the whole car boil. Many passengers couldn’t help singing and clapping. A middle-aged woman took out a tissue and quietly wiped the tears from her eyes.

　　At present, there are nearly 170 million young netizens under the age of 19 in China, which is more than 1/5 of the national netizens. They are called "aborigines" of the Internet. How the mainstream media influences the younger generation, the People’s Daily new media has made many useful explorations.

　　"Time is a museum, where we miss her … …” To celebrate the 40th anniversary of reform and opening-up, People’s Daily’s new media launched pop-up shop with the theme of "Time Museum" in Beijing, Shanghai, Shenzhen and other places, and also entered the National Museum to participate in the exhibition of "Great Change", and visitors lined up from the second floor to the first floor.

　　After watching the demonstration of new media products, the general secretary took the lead in applauding and praised "doing well".

　　Before leaving the new media center, the general secretary shook hands with the staff one by one. He said emotionally: "Patriotism is an eternal theme, and publicity in this area should be strengthened. You should persevere."

Eighteen S400 luxury executive cars adopt the latest design language of the family, creating a strong market, presenting excellent artistic effects, and being more contemporary and aristocratic.

If you want to start importing luxury cars, please see the circle of friends of haoche9696. There must be the model you dream of. BMW 750, Audi A8, Cayenne, Maserati, etc.

The 18 S400 interiors use a two-color color scheme as a whole, providing 10 kinds of theme atmosphere lights and a large area of brand-new wood grain decoration. This car uses a three-position steering wheel with touch control and an integrated display screen, which is full of technology.

The seating space in the back row is also very spacious, and the legroom is 76mm, which is enough for the boss in the back row to stretch his legs. Moreover, the model is also equipped with the function of central control LCD display. Life and business are in place.

18 models S400/ original paint of the whole car/keyless entry//night vision/paddle shifting/four electric chairs/independent four-zone air conditioning/lifting/Berlin Sound advanced audio/four electric tailgates//rear entertainment/whole car A kit/20-inch pie customized by the original factory at home and abroad/

No. author provides articles.

　　Pregnancy is a wonderful process, and the growth and development of the fetus are influenced by the maternal intrauterine environment and the fetus’s own heredity. However, there are still many questions to be answered about what role the intrauterine environment and genetic effects play in the growth and development of the fetus.

　　In the early morning of February 1st, Beijing time, the scientific research team of Guangzhou Women and Children Medical Center (hereinafter referred to as "Guangzhou Women and Children") published an article in the international journal Nature, revealing the influence of human genetic factors and maternal intrauterine environment on the health of offspring, providing a new paradigm and methodological support for better understanding the intergenerational transmission of maternal and child health, and also for studying intrauterine exposure (intrauterine environment, nutrition and other substances passed from mother to fetus belong to intrauterine exposure)

　　Provide personalized information for precision medical care

　　"The early stage of life is an important window for adult chronic disease prevention and control." Qiu Wei, director of the Women’s Health Department of Guangzhou Women and Children Medical Center and head of the Guangzhou birth cohort, said that to do a good job in the prevention and control of chronic diseases, we must first answer whether bad environmental exposure in early life will lead to diseases and what are the pathogenic factors.

　　Whenever we talk about cardiovascular diseases, everyone will talk about "three highs", which are related to fat metabolism. In the early stage, through the Guangzhou birth cohort study, that is, some people were selected as samples, and medical data related to development, growth and health were collected regularly from the fetal period to adulthood, and long-term prospective research was carried out. The scientific research team found that the fat metabolism of newborns was related to the fetal growth in each pregnancy stage.

　　The research team thought: Will the nutrients, blood lipid and blood sugar levels taken by the mother during pregnancy affect the baseline of fetal growth and birth fat metabolism? However, using traditional research methods, there is no correlation between these factors.

　　How to open the "black box" of pregnancy? Guangzhou birth cohort selected 4053 subjects, clearly stripped off the effects of intrauterine environment and heredity on fetal growth and development, and made clear the potential causal relationship between pregnancy exposure and fetal growth.

　　Qiu Wei said that the research team has newly discovered the unique regulatory genes of East Asian people through research, revealing that the genes that regulate lipid metabolism in the human body may exert genetic effects at a specific age.

　　Based on these achievements, in the future, children and adults may have more accurate methods to intervene in chronic diseases such as obesity as early as possible. "More personalized information helps to carry out precision medical care. For common diseases, we can carry out corresponding treatment according to individual conditions." Qiu Wei said.

　　Provide the possibility for the early warning gateway to move forward.

　　Many women will have itchy skin after pregnancy. In Guangdong, some people call it "fetal poison" and think that pregnant women are "getting angry". In fact, it may be that pregnant women have high total bile acid and suffer from cholestasis.

　　Xia Huimin, academic leader and professor of pediatric surgery in Guangzhou Women and Children Medical Center, said that in this study, the research team found a new gene mutation (SLC10A1,p.Ser267Phe) related to cholestasis, which participated in the metabolism of bile in the whole liver and may cause or aggravate the degree of primary jaundice in newborns.

　　In addition, this study found for the first time that there was a causal relationship between maternal total bile acid during pregnancy and the birth length of offspring. Every time maternal total bile acid increased by 1mmol/L, the birth length of offspring decreased by 0.42cm.

　　Zhou Wenhao, director and dean of Guangzhou Women and Children Medical Center, explained that the cholestasis of pregnancy not only affects the development of the fetus in the uterus, but also leads to poor adaptability to the outside of the uterus after birth and high risk of death.

　　"If candidate genes are found at an early stage and detected as early targets, doctors can use drugs to reduce the total bile acid of pregnant women as early as possible, alleviate the clinical symptoms of pregnant women and improve the growth and development of children." Zhou Wenhao said.

　　Qiu Wei said that clinicians now prescribe drugs for pregnant women with itchy skin. In the future, hospitals can consider better solutions, such as testing pregnant women with genetic mutations before pregnancy, early prevention or accurate medication.

　　Xia Huimin introduced that 12 years ago, Guangfuer established the Guangzhou Birth Queue, which is the birth queue with the largest number of people in the country and relatively perfect follow-up management. By the end of 2023, more than 58,000 families had joined the group, and the biological sample bank had accumulated more than 2.9 million people.

　　Zhou Wenhao said that in the future, according to the data of Guangzhou birth cohort, more factors that may affect the health of pregnant women during pregnancy and children’s growth and development will be discovered. "We should move the early warning barrier forward and better protect mothers and fetuses through genetic testing, environmental monitoring and metabolite monitoring during pregnancy."

　　South+reporter Li Sixuan

　　Correspondent Zhou Mi Li Wen

　　Beijing, Sept. 8 (Yang Yuqi)-Recently, the General Office of the Ministry of Education issued a notice, asking all local colleges and universities to guide students to establish the concept of financial management and financial security, promptly correct students’ wrong ideas such as ahead of consumption, excessive consumption and herd consumption, and guide students to cultivate a sense of thrift.

　　How do college students present their "advanced consumption"? What is affecting their consumption concept? Why have all kinds of "campus loans" become "campus hazards"?

　　A rich life is like a drug, you can’t stop from the beginning.

　　Nowadays, Cao Feng (a pseudonym) has added a lot of new clothes to his wardrobe. He wouldn’t have bought those clothes, shoes and hats that cost thousands of dollars a year ago.

　　Cao Feng is a college student. Since his second year in college, he likes to socialize, and his meals have gradually increased. He goes to KTV every three days and drinks on the table every five days. This kind of life has become commonplace for Cao Feng.

　　He has not yet set foot in the society, and the funds he relies on to survive every month are just the living expenses of 1000 yuan subsidized by his parents. His daily communication and food and clothing consumption make Cao Feng in an "overdraft" state every month.

　　"After reading the sophomore year, there are more and more class gatherings and student union dinners. Of course, if you want to make more friends, you should eat more with everyone." And become pay attention to dress, Cao Feng said, everyone in the dormitory wears famous brands, and if they don’t wear them, they will feel "fall in price".

　　Although the income and expenditure are often uneven, Cao Feng has not stopped spending money like water.

　　Cao Feng’s story is not uncommon in the current university campus. According to a survey of 2000 college students conducted by China Youth Daily, 77.8% of the college students surveyed believe that the phenomenon of over-consumption is common around them. "Moonlight clan" has spread all over the campus.

　　Low threshold campus loan: 20,000 yuan was borrowed and 60,000 yuan was paid back.

　　In the face of the sharp increase in daily expenses, Cao Feng did not choose to give up the current "overdraft" state, but turned his attention to the lending platform.

　　One day in April 2017, Cao Feng saw a loan advertisement on the computer. "That is an advertisement for an online loan platform, which probably reads slogans such as easy loan for 10 minutes and low interest." It is also this advertisement that Cao Feng began to contact online loans.

　　The reporter searched the online loan APP on the webpage and found that the introduction did say "the loan amount is 100,000 ~ 100,000, and the loan time is as fast as 10 minutes. With a credit card bill, you can easily borrow 100,000 yuan in 10 minutes. "

　　Just like the low threshold of advertising, Cao Feng’s borrowing process is very fast. Register your ID card and fill in the contact information and home address information of individuals and relatives. In less than half an hour, 1,000 yuan will be available. According to the negotiation, 1,000 yuan will be borrowed for half a year, and finally only 1,400 yuan will be repaid with interest.

　　The process is so simple The reporter got a similar answer after communicating with an online lending platform. The reporter said that he wanted to borrow 5,000 yuan from the institution and pay it off in half a year.

　　The platform person said that it is only necessary to check the credit score of Huayuan and Sesame, and said that the repayment with interest at maturity is only 5,100 yuan. Evenly spread, the interest is only a few cents a day.

　　Is this really the case? According to Cao Feng’s recollection, he borrowed no more than 20,000 yuan in total around last year, but he also went out with a total of more than 60,000 yuan.

　　He recalled his experience of being violently collected. Last year, he borrowed 1000 yuan from a certain platform, and when the payment was overdue, the other party told him to return 5,000 yuan with interest. The next day, the dunner came to the door and said that in addition to the repayment of 5,000 yuan, he had to pay another 2,000 yuan for running errands.

　　In this way, 1000 yuan’s principal, also 7000 yuan.

　　In order to repay the loan funds in time, Cao Feng had to "rob Peter to pay Paul". At the same time, he borrowed from multiple platforms to repay the funds. In this way, the "snowball" rolled bigger and bigger.

　　“Flower-white youth":this month is natural and unrestrained, and next month is tight.

　　Compared with Cao Feng, He Rui’s situation is much better. He has no contact with online loans, but is in the environment of flowers, borrowing and installment payment.

　　Since February last year, He Rui has opened a flower garden. He told reporters: "My Alipay page says that the available amount is 1,500 yuan, and then look at the following goods, as well as various interest-free and installment leasing businesses." He Rui thinks that interest-free is worth a try.

　　In this way, He Rui started a loan life. Up to now, his mobile phone still retains apps such as flower buds and borrowing buds, and his flower bud quota has also increased from the initial 1,500 yuan to the current 9,000 yuan.

　　Through various loan platforms, He Rui bought more and more high-priced products home. "As long as I think that I can pay in installments, I feel that I am not extravagant." He Rui said.

　　However, the good times did not last long. The ensuing repayment date brought He Rui’s superior life back to its original shape. "I will use the flower buds to borrow them first, and then use Baidu to pay back the flowers, and it will start again and again." He Rui said.

　　"In the past, I thought this kind of consumption was very good, which could provide me with more abundant liquidity. But after a long time, you will find that the funds at hand have not become abundant. If this month is better, it means that next month is important. " He Rui explained.

　　In fact, a similar phenomenon of credit loan has formed a trend among young people. According to the 2017 Report on Young People’s Consumption and Life released by Ant Flower Bud, among the nearly 170 million post-90s groups in China, more than 45 million people have opened flower buds. That is, on average, one in every four post-90 s uses flowers; When buying a mobile phone, 76% of young users will choose to pay by installment.

　　In view of this situation, Pan Helin, a postdoctoral fellow in applied economics at China Academy of Fiscal Science, analyzed that the so-called installment payment is a false concept. The wool is on the sheep, and the merchant will not be a living Lei Feng. Even if it is a low interest rate or interest-free installment payment, this part of the pricing has been included in the actual price of the product.

　　Excessive consumption in advance = overdraft in the future

　　Spending, borrowing, campus loans and other consumption patterns stimulate young people to buy in buy buy.

　　At the press conference held by the Ministry of Education on September 6th, Tian Zuyin, director of the National Student Financial Assistance Management Center, mentioned that in the process of carrying out student financial assistance, some college students were found to be too keen on consumption, and the "opening season" became a "burning season".

　　"Whether it is state funding, social donations or parents ‘ Hard-earned money ’ It’ s hard to come by, and you must know how distressed you are when you spend this money. " Tian Zuyin said that the majority of students should establish a rational consumption concept, do not blindly compare, do not covet pleasure, do not pursue luxury consumption, arrange their living expenses "within the limits of income", and be thrifty, rational and scientific.

　　Speaking of "campus loan", Ma Jianbin, deputy director of the National Student Financial Assistance Management Center, said that in the past two years, none of the vicious incidents caused by "campus loan" were due to the inability to pay tuition fees and living expenses at school, but more because of blind consumption in advance.

　　How can we keep the campus away from all kinds of unnecessary loans and put an end to the wind of luxury and enjoyment?

　　A few days ago, the General Office of the Ministry of Education issued a notice, requiring all local colleges and universities to focus on the risk warning education of bad online loans on campus, offer courses related to financial security, and guide students to establish financial management concepts and financial security concepts.

　　The Ministry of Education requires that colleges and universities promptly correct students’ misconceptions such as over-consumption, over-consumption and herd consumption, and guide students to cultivate a sense of thrift.

　　In Pan Helin’s view, excessive consumption in advance equals overdraft in the future. Only rational consumption in advance is socially acceptable consumption. "We need to guide consumer expectations. Consumer loans that trigger leverage and induce crimes must be regulated by economic (credit policy) and legal means." (End)

The 12th Guangzhou Auto Show is in full swing. From the perspective of the return to the origin of this auto show, in the moment of paying attention to oneself and paying attention to the circle, rational consumption is moving towards life. And based on this, there is a high-level spiritual demand to upgrade to taste and feelings. This Guangzhou Auto Show is such an important display platform for self-expression, from life to high-level demand integration. Among them, the performance of new cars in the luxury car market is undoubtedly given an important responsibility to improve the level of demand based on life.

From the Guangzhou Auto Show that lasted for several days, there are not many luxury cars released this time, among which the Asian debut of the new Volvo XC90 has attracted special attention from the industry. The Asian debut of the XC90 can be said to be the biggest highlight of the Volvo booth.

Why did the new Volvo XC90 choose China for its Asian debut?

Volvo Car Group has released financial data for the first half of 2014: with strong growth in key markets such as China, Sweden and Western Europe, global retail sales reached 229,013 vehicles in the first half of the year, an increase of 9.5% year-on-year. After the full-year operating profit in 2013 improved to 1.90 billion Swedish kronor, Volvo Cars showed continued profitability and demonstrated the success of the transformation strategy.

According to Volvo Car Group China recently announced: In October 2014, monthly sales in China reached 6,917 units, an increase of 36% year-on-year; the cumulative sales in China in the first 10 months were 65,827 units, an increase of 35.8% year-on-year. In October 2014, Volvo Cars worldwide has maintained 16 consecutive months of continuous sales growth, with a total of 40,680 units sold in a single month, an increase of 12.6% year-on-year; the global sales in the first 10 months totaled 379,880 units, an increase of 9.5% year-on-year, exceeding the annual sales in 2013.

From the above data, it can be seen that the Asian automotive market is of great significance to Volvo. To be exact, grasping China, the largest single market in the world for Volvo Cars, must be a top priority for Volvo’s future development.

In addition, after Volvo cars were acquired by Geely Group, China has become its second home for growth. After gaining Geely Group’s advantageous resources in China, it will of course be more important to develop products suitable for this market based on local users and the car environment. So, what the new Volvo XC90 has done with local characteristics is also worth paying attention to!

The localization and lifestyle marketing of Volvo Cars

To observe whether a company is integrated into the local market, the most intuitive way is its marketing promotion. We can roughly summarize the relevant activities Volvo has done in the past few months:

In February this year, the new powertrain of Volvo Drive-E "E-Drive Intelligent Technology", which was defined by Volvo as a power technology revolution, was launched simultaneously with the launch of the Volvo XC60. It is reported that the new powertrain is more outstanding in performance, using technical means to achieve high performance, low emissions and low fuel consumption. The new technology can be said to benefit Chinese consumers simultaneously.

In July, Volvo Cars officially launched the Sensus innovative technology sub-brand in China to build a smart car ecosystem. At the same time, it joined hands with the original life network to advocate the cross-border move of urban elites to "go home for dinner", which has become a classic case of interactive marketing in the industry.

In September, the XC90, which had been listed in Sweden earlier, was sold globally for the first time on the e-commerce platform with 1,927 new Volvo XC90 limited editions with unique exclusive numbers. It sold out within 47 hours, and 500 pre-order limited numbers in China were sold out in just 47 minutes.

In November, the new Volvo XC90 made its Asian debut at the 12th Guangzhou Auto Show, attracting the attention of local consumers with its luxury SUV brand influence.

The above Volvo cars have performed for several months in a row, and the move to get close to life and dig deep into the local soil to adapt to survival is already very obvious. The luxury SUV positioning of the new Volvo XC90 is highly consistent with the existing emerging elite in China; just as its marketing in the July event "Advocating Urban Elite to Go Home for Dinner" has begun to integrate humanistic feelings, and has some similarities with the "home culture" message of "often go home" in China.

As we all know, luxury cars need to reflect consumers’ tastes in terms of brand fit, in addition to their excellent performance in hardware such as model configuration and workmanship. Recently, I have discussed the current car consumption psychology with friends in the industry, and the specific conclusion is that China’s car consumption is no longer the luxury consumption consciousness of the past. Hundreds of thousands of cars are more tools and daily necessities; the understanding of high-priced luxury cars is more and more circled, and the car is beginning to require more emotional elements. For the new Volvo XC90, which is positioned as a luxury SUV, recognizing the above two points is already half the battle.

In addition, from the perspective of the model itself, investing in the latest and most cutting-edge technology is undoubtedly a sign of respect for the local market.

The all-new Volvo XC90 model is remarkable

The new Volvo XC90 has been greatly improved. For the first time, it adopts a more three-dimensional and luxurious suspension logo design. It is integrated with the oblique span of the middle net line and cooperates with the official promotion of the "Quake" daytime running lights, which is new. At the same time, in order to further strengthen the visual power of a large luxury SUV, it is given a wider and more muscular engine cover design, and cooperates with the waist line of the body and the shoulder line of the rear, which clearly outlines the power of Volvo’s styling. According to official data, a series of large-size wheel hub choices for the new car are also consistent with the style of the whole vehicle.

In terms of interior, the new XC90 is made of materials such as leather, wood, and crystal, and the details are meticulously processed by hand, giving the new car a more tactile luxury experience.

The new Volvo XC90 is equipped with a 2.0-liter mechanical, turbocharged four-cylinder Drive-E "E-Drive Intelligent Technology" engine. The top model will use high-efficiency dual-engine technology, which is coordinated by mechanical, turbocharged engines and electric motors. It is expected to have a better power experience in the future.

Safety is believed to be the most important thing for consumers who come into contact with Volvo. As a luxury SUV, the new Volvo XC90 provides road departure protection system and automatic braking technology at intersections – City Safety City Safety System. This system can more effectively detect other cars, bicycles and pedestrians in front of the vehicle, day or night. There is no doubt that such a forward-looking technology will add points to Volvo XC90. It is also a good intention to invest this safety system in China and share cutting-edge technological achievements with Chinese consumers.

In today’s hot vehicle to everything configuration performance, Volvo’s self-developed consensus vehicle system integrates the operation of five vehicle interconnection functions, including mobile Internet (Connect), service (Service), entertainment (Entertain), navigation (Navi), and convenient control (Control). Its open mode is compatible with Apple’s Carplay system and Google’s Andriod Auto system. At the same time, the core platform of the Senses system, Volvo On Call, covers a number of functions closely related to intelligent driving, such as remote engine start/remote control air conditioning, remote vehicle sound, collision self-help, driving log recording, etc., rich configuration, allowing drivers to experience today’s cutting-edge intelligent driving technology.

At the 12th Guangzhou Auto Show, luxury cars were not short of attention due to their brand power, cool configuration, and new driving experience. However, what can be called highlights at the moment, in addition to the above content, individuals are more interested in their own product advantages. Brands and products that can take care of local emotions at the same time, can the new Volvo XC90 use technology to demonstrate feelings? Looking forward to the marketing actions after the official launch of its products.

　　"Taurus heads up and resigns, and Yuhu is blessed to welcome the spring." The Central Radio and Television General Station’s "2022 Spring Festival Gala" came to a wonderful end, and the cross-screen gala presented a cultural feast with excellent ideological, artistic and ornamental features for audiences at home and abroad.

　　According to preliminary statistics, as of 24: 00 on January 31st, the average audience rating of live TV broadcast in the Spring Festival Evening of 2022 reached 21.93%. The number of new media direct-on-demand users reached 4.932 billion times, an obvious increase compared with last year.

　　As a major innovation highlight of the Spring Festival Evening in the Year of the Tiger, "Watching the Spring Festival Evening with a Vertical Screen" successfully detonated the small screen on the mobile terminal. On the night of New Year’s Eve, more than 120 million people shared this cultural feast with a new perspective on the WeChat video number "Watch the Spring Festival Evening with a vertical screen". The immersive viewing experience won a lot of praise from the audience. The number of likes in the live broadcast of the video number exceeded 350 million, and the total number of comments exceeded 9.19 million, and the total number of reposts exceeded 5.51 million.

　　The first "vertical screen to watch the Spring Festival Evening", the new experience attracted more than 120 million people to watch.

　　Since the official opening of the Spring Festival Gala in 1983, it has become a common custom for Chinese people all over the world to watch the Spring Festival Gala on New Year’s Eve. From the TV terminal to the network terminal and then to the mobile terminal, over the past 40 years, the main station has been innovative in the Spring Festival Evening, constantly enriching the communication forms and leading the trend of the times.

　　This year, for the first time, the main station tried to launch a vertical screen live broadcast on the Central Video APP and WeChat video number, providing a brand-new visual experience for the audience. Many viewers said that "watching the Spring Festival Evening vertically feels closer to the stage, and the details are richer, even the micro-expressions of the actors can be captured."

　　In the four-hour live broadcast of the Spring Festival Evening, more than 120 million viewers flocked to the live broadcast room of the video number to watch the program, with a total of more than 350 million likes, 9.19 million comments and 5.51 million reposts.

　　The audience’s love for the program is immediately expressed in the live interaction, which drives the live broadcast room to form a festive and warm atmosphere. The dance poetic drama "Only this green" brought a beautiful visual feast, which aroused the audience’s positive praise, and the number of praises increased by 20 million times in a short time; The language program "Don’t Return" detonated the live broadcast room, and the audience expressed "too funny, very realistic"; The creative program "Golden Face", which combines high-tech means, has brought the audience’s emotions to a climax. The audience expressed their feelings in the comment area that "the national treasure is so spectacular"! I wish the motherland prosperity! " The whole program creates a happy, festive and peaceful China Year through colorful programs.

　　It is reported that in order to ensure the high-quality live broadcast of the Spring Festival Evening from a unique perspective, the Spring Festival Evening filming team specially arranged a number of vertical screen positions for shooting. In addition, the system uses lightweight and all-IP deployment to realize live mixed production and broadcasting of high-definition and 4K new media signals, as well as unified switching between horizontal and vertical screens, thus realizing a new mode of "cross-screen" live broadcast in the Spring Festival Evening of 2022.

　　Play with new social tricks, highlighting the youth and new vitality of the Spring Festival Evening.

　　The strong flavor of the year is in the festive programs and in the interactive blessings. Since the "Spring Festival Evening" officially announced its entry into the video number on January 25, the joy and peace of the Spring Festival Evening in the Year of the Tiger began to spread on WeChat.

　　On the day of arrival, the "Spring Festival Evening" launched the live broadcast reservation button and sent out the "limited red envelope cover of the Spring Festival Evening of the Year of the Tiger". All users who made an appointment to watch the live broadcast also received an "invitation letter for the 2022 Spring Festival Gala" with a unique number. The ceremony was full. As of the opening of the live broadcast of the Spring Festival Evening, more than 1.95 million people have reserved live broadcasts on the video number.

　　On the night of the live broadcast, the audience’s enthusiasm for interaction reached a climax. From 20: 00 to 23: 00 in the evening, at every hour, the "Special-shaped Red Packet Cover of the Year of the Tiger Spring Festival Evening" was broadcast in waves in the live broadcast room of the Spring Festival Evening, which drove the audience to actively receive it. In order to further create a happy and festive atmosphere, the praise icons in the live broadcast room of the video number have also become jubilant "little tiger", "blessing" and "red envelope" icons, which are deeply loved by the audience.

　　During the live broadcast, the video number and the circle of friends were also seamlessly connected. Viewers who enter the live broadcast room of the video number Spring Festival Evening can publish the "exclusive circle of friends in the Year of the Tiger" according to the page prompts, which is convenient for viewers to watch the live broadcast and pay New Year greetings.

　　In the era of mobile and social communication, the Spring Festival Evening at the reception desk strives to create new colors, break screen boundaries, and build a unique viewing experience and interactive gameplay. With the help of video number and other platforms, the reception desk, with a young and energetic attitude, enables the Spring Festival Evening to better connect users, spread mainstream values, and drive the traditional culture of China to be deeply rooted in people’s hearts.

　　The Spring Festival Evening broke the circle overseas again, and the video number set up a bridge of cultural exchange.

　　As a cultural feast for Chinese people all over the world to celebrate the Lunar New Year in China, the Spring Festival Evening at the reception desk has also attracted much attention overseas. With the development of mobile communication media, the overseas audience of the Spring Festival Gala at the reception desk continues to grow.

　　During the live broadcast of the Spring Festival Evening in the Year of the Tiger, overseas social platform users watched the live broadcast of the Spring Festival Evening through CNTV and CGTN overseas social matrix for more than 35.24 million times, an increase of nearly 16.58 million times compared with last year.

　　From 28.05 million person-times in 2020 to 32.59 million person-times in 2021, and then to 35.24 million person-times in 2022, the Spring Festival Evening at the reception desk has been constantly broken overseas, becoming a new force in the overseas new media public opinion field. As a social tool to connect users all over the world, WeChat has added a new force to the overseas communication of the Spring Festival Gala at the reception desk. The experience of "watching the Spring Festival Gala vertically while watching the Spring Festival Gala" was transmitted overseas through the video number.

　　Xiao Jiang, who studied in the United States, has not returned to his hometown in Hunan for nearly three years because of the epidemic. On New Year’s Eve, video New Year greetings, watching the Spring Festival Gala and having dinner with classmates have become his fixed actions in recent years. Different from the past, there are new tricks to watch the Spring Festival Gala this year. When the Spring Festival Evening of the Year of the Tiger started broadcasting, his family shared the live link of the video number with him, so that he could share the same Spring Festival Evening with his family in zero time difference. The vertical screen immersive viewing experience made him feel fresh, receiving the red envelope cover of the Year of the Tiger in the live broadcast room, and sending red envelopes to send blessings also added more interest.

　　In fact, under the trend of mobile, social and visual international communication, WeChat video number has become a bridge for cross-cultural communication. In December last year, Westlife’s first live online concert in the world appeared on the video number, attracting more than 27 million people to watch, and the online number was as high as 1.5 million.

　　Zhang Zhian, chairman of the Special Committee of Applied Journalism Communication of China Journalism History Society and a professor at the School of Communication and Design of Sun Yat-sen University, said that "watching the Spring Festival Evening with a vertical screen" brought a refreshing visual experience to users, and the rich and interesting social games also made the strong flavor of the New Year flow seamlessly between people. The mainstream media represented by the reception desk closely follows the pulse of the times, constantly innovates ideas and practices, and occupies the commanding heights of the mobile internet era. With the deepening of mainstream media content in video number, video number will play a more important role in spreading mainstream values and helping cross-cultural communication.

Toyota family SUV models are relatively many. When it comes to a relatively unfamiliar model, it may be Lingfang HARRIER. Positioning is a medium-sized SUV, but the sales volume can only be said to be quite satisfactory. Only 3,074 units were sold in September this year, which will surpass Toyota Rongfang in size, but smaller than Crown Lu Fang. The manufacturer’s guide price is between 211,800 and 297,900, and fuel and hybrid models are provided for consumers to choose. Let’s have a brief chat with you.

Evaluation model: 2022 dual-engine 2.5L CVT four-wheel drive exclusive edition

In terms of appearance, the face has a strong impact, and the front grille is decorated with flying wing chrome, which looks like a pair of eagle wings. Double-engine model, the family bull’s head is designed with a blue background, which can prove the identity in the first time. The front grille adopts a large trapezoidal design, and the middle opening is a horizontal hollow design, which looks rough, while the silver decoration at the bottom divides the air inlet into two, making the level more diversified, and two small round fog lights can be seen at the bottom. Headlight group pays more attention to offensive in structure. Far and near headlights are LED light sources, and daytime running lights adopt double L design, which has adaptive far and near lights, automatic headlights and height adjustment.

As a medium-sized SUV, Lingfang HARRIER is not large, with a length, width and height of 4755 × 1855 × 1660mm and a wheelbase of 2690mm. The side lines are relatively smooth, with a certain sense of subduction, and gradually rise from the front to the back. The window glass is gradually narrowed, with a triangular window at the back and privacy glass for the last two. The hub adopts multi-spoke design, and the size is 19 inches, which is quite harmonious to match. Seen from the tail, the high-position brake light is slender, with a penetrating light group below and a little section in the middle, with a bull’s-head mark, and a circular double-outlet vent when seen from the bottom.

Entering the car, the color scheme is more traditional, not particularly gorgeous, and there is a feeling of luxury car in the materials, mainly soft materials, which will make you feel very textured when you get started. The steering wheel is quite suitable for home use, it will not feel heavy to control, and its directivity is good. It is wrapped in leather, and the instrument area is designed in combination. The instrument screen is 7 inches. The central control screen adopts floating design, reaching the mainstream level, at 12.3 inches, supporting car networking and OTA upgrade. Below is the air-conditioned area, where you can see a small independent display screen and more physical buttons, which is quite comfortable to use.

Leather seats are wrapped up, and the front seats can be heated, so it won’t feel cold in winter. My own height is 1.78 meters, the main driver is adjusted to the lowest state, and the head space is less than one punch. Fortunately, the suspended roof design is adopted, and the head space in the rear row is not lost, and the leg space will be larger, and there is one punch and four fingers space from the front seat.

In terms of power, the twin-engine version is equipped with a 2.5L naturally aspirated engine, with a maximum power of 131kW and a maximum torque of 221 N m. It is enough to add 92 # gasoline daily. In addition, two motors are matched, the total power of the motor is 128kW and the total torque of the motor is 323 N m. The power is quite fierce, unlike the conventional Japanese car, there will be no pause in running, the power output is on call, and the overtaking is full of confidence. When driving at a low speed, EV mode will be adopted, which is relatively quiet. When driving on the road, it will automatically switch to hybrid, and the whole process is very comfortable.

In the end, as a 5-seat SUV, the space performance is not bad, that is, the rear floor is not flat, and there will be some embarrassment when riding three strong men. The adjustment style of suspension is mainly for home use. Facing some potholes, there is basically no bump in the car.

In today’s digital age, it has become an inevitable trend for banks to promote the integration of financial technology and traditional business. This can not only improve the service efficiency and quality of banks, but also enhance their market competitiveness. The following are some key ways for banks to achieve this integration.

First, banks can promote integration by building a digital platform. Use big data, cloud computing and other technologies to build a unified digital operation platform and integrate traditional business processes. For example, in the credit business, the multi-dimensional data of customers, including consumption records and social behaviors, are collected and analyzed through the digital platform, so as to more accurately assess the credit risk of customers and improve the efficiency of credit approval. At the same time, the platform can also realize automatic business processing, reduce manual intervention and reduce operational risks.

Secondly, it is very important to strengthen the training and introduction of financial science and technology talents. Banks need to have compound talents who know both financial business and technology. On the one hand, the existing employees are trained in financial technology-related knowledge to enhance their digital skills and innovation awareness; On the other hand, the introduction of professional scientific and technological talents from outside, such as data analysts and artificial intelligence experts, has injected new vitality into the technological transformation of banks.

Furthermore, cooperation with financial technology companies is also an effective way. Financial technology companies have strong advantages in technological innovation, and banks can quickly acquire advanced technologies and solutions by cooperating with them. For example, cooperate with third-party payment companies to expand payment channels and enhance payment experience; Cooperate with blockchain technology companies to explore applications in supply chain finance and other fields to improve the transparency and security of business.

In order to show the effect of the integration of financial technology and traditional business more clearly, the following is a simple comparison table:

In addition, banks should also focus on innovative financial products and services. Combining the characteristics of financial technology, we will develop products that better meet the needs of customers, such as smart investment and online financial management. At the same time, the service process is optimized by means of science and technology, and 7×24 hours online service is provided to meet the needs of customers to handle business at any time and anywhere.

This paper is generated by AI algorithm, for reference only, and does not involve investment advice, so it is used at your own risk.

[Disclaimer] This article only represents the author’s own views and has nothing to do with Hexun. Hexun.com is neutral about the statements and opinions in this article, and does not provide any express or implied guarantee for the accuracy, reliability or completeness of the contents. Readers are requested for reference only, and please take full responsibility. Email: news_center@staff.hexun.com.

Which software is better for stock trading?

　　Which software is better for stock trading?? With the upsurge of stock trading, investors wave after wave, and it is very convenient to install a software on their own computer to stock trading. But which software is better? Today, I recommend ten stock trading software for everyone. Let’s take a look.

Which stock trading software is better to recommend? One: Yimeng Trader-Gankun Edition

　　Yimeng trader Gan Kun can rank first: first of all, it is the choice of the masses. Yimeng trader has the largest paying user base in China, and the annual renewal rate is the first in the industry; Secondly, it is the first strategic stock trading software in China, which marks the birth of the fifth generation stock trading software and brings the stock trading software into an intelligent and strategic era.

　　Gankun version, developed based on Level2 data deep processing, has four core functions: "Gankun map, stock pool, position horsepower table, BS trading point". Its core value is to help investors "solve the four major problems of stock trading from two perspectives — — Timing, stock selection, operation, and position. "

　　After 8 years of actual combat test, Yimeng traders have handled the transaction data in a proper way, and have a high accuracy in judging the main fund trends, trading points and market trends. However, because Yimeng traders specialize in the research and development of paid stock trading software, they are well-known in the free market.

　　Gankun version can not only solve the above problems, but also inherit the traditional functions of trader software, such as "big order ratio, capital game, plate monitoring, new revelation, tomorrow prompt, 10-file trading data". Then combine the stock pool of Gankun version to select stocks, and finally look at the trading line of Gankun version to buy when choosing.

Which stock trading software is better to recommend? 2: Straight flush-big research

　　The old paid stock trading software attaches great importance to publicity and promotion, and has a certain number of paying people with years of accumulation.

　　Flush software has more comprehensive functions, but compared with Yimeng traders, there is no strategic relationship among the functional modules: stock pool, position index and large order analysis, which is not a strategic stock trading software and does not meet the standards of the fifth generation stock trading software.

　　Moreover, looking at all versions of the straight flush, although the stock selection mode is emphasized, it is not outstanding in actual combat, and the stock selection methods of each version have not been used continuously, so it can be judged that the stock selection method is not perfect.

Which stock trading software is better to recommend? 3: Great Wisdom-Super Win Institutional Edition

　　It has the largest number of free users, a strong mass base and a high popularity. With its performance in the free market, it has developed a certain number of paying people. And with the high-priced strategy, it earned high profits in the stock trading software industry.

　　Great Wisdom Super Win Software has many ways to analyze and process level2 data, providing a large number of analysis charts for investors. However, compared with the straight flush, the accuracy needs to be improved, and compared with Yimeng traders, there is a big gap.

　　Take a recent incident. On July 19th, 10, "Great Wisdom Won" did not predict the arrival of a new wave of short-term market. At the same time, "Super Win" launched the stock pool function based on mathematical model, which is still in the process of optimization and upgrading, and its actual performance is not outstanding. In addition, compared with the top two, "Super Win" still lacks the position control function.

Which stock trading software is better to recommend? 4: Tongda letter agency trading version

　　With the green channel function of free software, it is used by some white-collar workers who block the function of stock trading. Its paid version has a single function for individual investors, only functions such as DDE decision-making and main trajectory, and it is difficult to analyze data charts.

　　There are few follow-up comprehensive services of the software, no training, college and other functions, lack of regular guidance from expert lecturers, and the official website is extremely simple. Taken together, the "communication letter" is not suitable for ordinary shareholders to pay.

Which stock trading software is recommended? Five: Oriental Fortune Financial Terminal.

　　Although the financial terminal launched by Oriental Fortune Network is not too long, it has formed a certain influence by virtue of the platform effect of Oriental Fortune Network. Oriental Fortune Financial Terminal provides functions such as market trend, stock pool and DK point. Although its functions are comprehensive, there is still a gap in the depth of its analysis and processing compared with Great Wisdom.

　　Compared with Yimeng trader and straight flush, there is a big difference in the number of functional modules and the processing accuracy.

　　At the same time, its market trend signal and main compass function are not satisfactory in actual combat. With the platform advantage of the Oriental Fortune Network, it still belongs to a software with more potential and development prospects.

Which stock trading software is better to recommend? 6: Securities Star-Quick Win Institutional Edition.

　　Relying on the platform of Securities Star website, it has formed a certain influence. The software describes the investment method in words, so it is simple, intuitive and easy to use. However, the function of the software is very single, mainly relying on the analysis of the main funds to operate.

　　Compared with the top four, Quick Win is still superficial in function, lacking the functions of timing, position and operation, and it has not yet formed a systematic decision-making analysis ability. Being able to squeeze into the top four is mainly based on the platform advantage of Securities Star.

Which stock trading software is recommended? Seven: Qianlong Institutional Edition.

　　Although the 20-year-old stock trading software has lost its former glory, its strength is still strong.

　　The functions of the software include golden finger, stock pool, main fund trends, super trends, etc., and information services such as financial news and financial TV are embedded. However, due to the lack of timing and position control functions of the software, the guidance to individual investors is not comprehensive, and there is less publicity and promotion, so the number of individual paying users is small.

Which stock trading software is better to recommend? Eight: Compass-All Win Expert Edition

　　Specializing in paid software, after 13 years, there are about 100 thousand users, and the popularity is still far from the top three. Compared with the previous major softwares, the compass has no timing function, and mainly operates according to the main capital flow and trading points. This stock selection method belongs to the level of around 2007 and has fallen behind.

　　Compass’s new stock pool function is not satisfactory in actual combat, and it is basically a waste function. It can be said that there is still a certain gap between the compass and the domestic first-class stock trading software, and it is necessary to increase internal training.

Which stock trading software is recommended? 9: Big Winner Institutional Edition.

　　There are few software functions, only the main fund analysis and 10-file trading quotes. Most of these functions can be provided by paid stock trading software, and there is no feature. There are many shortcomings of "big winners", such as timing and position functions, especially important trading point operations.

　　The big winner pays great attention to publicity and promotion, so the number of users is still 3 stars. But the powerful software of stock decision analysis is king. It is suggested that investors should choose carefully to avoid being deceived.

Which stock trading software is recommended? Ten: day trader.

　　Day trader, as its name implies, is a short-term product, fast-forward and fast-out, making short-term profits. Although there is a lot of online publicity, the current number of paying users is average, and it is not the mainstream paid stock trading software.

　　The product function mainly focuses on the tracking and analysis of the main capital, and then judges when to buy and sell according to the main capital flow, and the product function is single and featureless. The functions of timing, stock selection, position and operation are all lacking, and it belongs to a lower-level stock decision-making software. Day trader can squeeze into the top ten, thanks to its regular securities service providers and the role of online sales promotion.

　　aboutWhich software is better for stock trading?Summary of the problems, stock software is not good enough, and sometimes even using too much stock software will play a multiplier role. The above ten softwares all have their own advantages, and investors can choose according to their personal situation.